1. It helps you ease your expenses
A credit card can help you keep track of your daily expenses.
2. Credit cards are the ultimate cash alternative
You might find credit cards convenient especially when it comes to buying something expensive. Bringing way too much cash is definitely risky and dangerous.
3. Personal finance at your fingertips
All credit card companies have their own websites which enable you to check your account regularly to avoid unwanted circumstances. You are also able to make your payments online and on time without worrying about being charged a late fee.
4. It’s convenient and hassle-free
Unexpected situations like short on cash, emergency spending are among the contributing factors to the increasing number of credit card users. Credit cards are also beneficial while travelling. When you're travelling abroad, you surely don't want to be carrying around too much foreign currency.
5. Credit rating
When applying for a car or home loan, your credit rating will help you in getting the margin of financing and the interest rate you will receive.
6. Rewards
Just like the bonus card of a gas station, the more you spend the more you will be rewarded by the credit card reward points.
7. Protection says it all
If you lose your credit card, you can simply call your credit card company number provided on your statement or the back of your card. Don’t worry, they will get back to you as soon as possible as you’re not going to be charged a single cent.
Read More : http://MyFinance.com.my/articles/detail/7211161405
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